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Company Great American
Plan Name Stars & Stripes ($100k)
AM Best Rating A
1st Year Rate 2.80% (2.70% under $100k)
Rate Thereafter 2.65% (2.55% under $100k; increasing 0.10% years 2 thru 5)
Guarantee Period 5 years
Avg. Annual Yield 2.80% (2.85% under $100k)
Minimum Premium $10,000.00
Flexible/Single Premium Single
Minimum Additions N/A
Max Issue Age 89 Qualified
89 Non-Qualified
Free Withdrawals 10% after 1st year
Surrender Schedule 7 %, 6 %, 5 %, 4 %, 3 %, 0 %
Market Value Adjustment Yes
Action at end of guarantee 30-day window - declared rate with MVA
Return of Principal Guarantee No
Waiver Options Terminal Illness
Annual Fees N/A
States NOT approved IN, MO, NJ, NY, OR, PA, VA
Days held on Transfers 30
Interest Rate History on
New Premiums		 12/13/2004 - 4.20%
3/15/2005 - 4.40%
3/28/2005 - 4.50%
6/6/2005 - 4.30%
8/8/2005 - 4.55%
8/22/2005 - 4.70%
9/13/2005 - 4.50%
10/11/2005 - 4.70%
10/26/2005 - 4.85%
1/15/2006 - 4.90%
3/21/2006 - 4.95%
4/7/2006 - 5.10%
4/17/2006 - 5.20%
5/8/2006 - 5.35%
7/17/2006 - 5.45%
9/6/2006 - 5.10%
10/16/2006 - 4.95%
12/11/2006 - 4.75%
2/14/2007 - 5.05%
4/2/2007 - 4.90%
6/13/2007 - 5.15%
6/27/2007 - 5.30%
9/10/2007 - 5.10%
9/24/2007 - 4.95%
11/19/2007 - 4.60%
1/21/2008 - 4.40%
3/5/2008 - 4.75%
4/9/2008 - 4.95%
12/4/2008 - 4.70%
5/4/2009 - 4.50%
6/1/2009 - 4.35%
10/19/2009 - 3.85%
11/30/2009 - 3.70%
12/21/2009 - 3.85%
1/11/2010 - 4.00%
5/28/2010 - 3.75%
7/14/2010 - 3.55%
8/23/2010 - 2.80%




Commission*
3.00% (0 - 84)
1.80% (85 - 89)






*Commission may vary depending on payout option, premium amount, state, age, and type of policy.

Please call for details and to make sure product is approved in your state
Products, surrender charges, interest rates, bonuses, participation rates/margins, free withdrawals, issue ages, minimum premiums and commissions may vary depending on state, age, type of policy and/or premium. All information is meant as a representation, not an advertisement or warrantee. Rates subject to change at any time. Agent-only material and not meant to be copied or used in sales presentations. Each company/product may have state specific requirements where approved.


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