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Rating Agencies -
Rating Agency Levels |
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| INSURANCE COMPANY RATINGS |
| | A.M. BEST | S & P | FITCH | MOODY'S |
| Rating Descriptions | (15 rating levels) | (20 ratings) | (21 ratings) | (24 ratings) |
| Superior | A++ | AAA | AAA | Aaa |
| Negligible risk | A+ | | | |
| Excellent | A | AA+ | AA+ | Aa1 |
| Very high claims paying ability | A- | AA | AA | Aa2 |
| | | AA- | AA- | Aa3 |
| Very Good | B++ | A+ | A+ | A1 |
| High claims paying ability | B+ | A | A | A2 |
| Good | B | A- | A- | A3 |
| Average claims paying ability | B- | | | |
| Fair | C++ | BBB+ | BBB+ | Baa1 |
| Below average protection |
C+ |
BBB |
BBB |
Baa2 |
| against risk |
|
BBB- |
BBB- |
Baa3 |
| Vulnerable |
C |
BB+ |
BB+ |
Ba1 |
| Uncertain claims paying ability |
C- |
BB |
BB |
Ba2 |
| |
|
BB- |
BB- |
Ba3 |
| Financially Weak |
D |
B+ |
B+ |
B1 |
| High risk factor |
|
B |
B |
B2 |
| |
|
B- |
B- |
B3 |
| Nonviable |
E |
CCC |
CCC+ |
Caa |
| Nonviable or about to be |
F |
|
CCC |
Ca |
| |
NA-11 |
|
CCC- |
C |
The COMDEX measures the company's percentile in rated companies
Features will vary by company and product. Please refer to
Glossary for definitions
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